Who We Help

Individuals/Business Owners

Bottom Line Benefits does more than provide insurance packages for businesses.

Our brokers offer personalized consulting that meet your needs.

Whether you need help protecting your assets through life insurance or disability, or need help navigating individual health insurance in a climate of high premiums and increasing deductibles, our experienced team is here to guide you through your options.

Services include:

• Personal Solutions
• Life & Disability
• Travel
• Succession Planning
• Buy/Sell Agreements
• Key Person Insurance
• Business Continuity
• Midsize & Growing Businesses

Bottom Line Benefits helps midsize companies tackle the complexities of employee benefits by breaking it down into clear, concise operations. We strive to empower clients to make smarter decisions by offering customized, long-term Employee Benefits strategies that  address those most common risks faced by midsize and growing businesses.

Our team focuses on understanding each unique goal our clients have and customize tools that will help them meet those goals.  We focus our efforts on innovative solutions, educating our clients, and industry relationships.

• Products and Services:
• Fully Insured
• Self-Funding
• HR Support
• Employee Education
• Worksite
• Telehealth
• Employee Benefits Packages

Group Benefit and HR Managers

We design group benefit offerings with the HR and Benefit managers in mind. We strive to implement processes and effective employee communication which helps you:

• Communicate value to employees
• Improve efficiencies
• Keep up with industry changes
• Our Services for Group Benefit and HR Managers

Whether you are  fully trained HR and Benefits professional, or have been handed the task for the first time ever, our team is here to support you and provide effective processes to ensure your success. Our services include:

• Employee Benefit Planning meetings
• Employee Communication strategies and education
• HR support
• Compliance tools
• Healthcare Reform ( ACA) consulting
• Retirement planning
• Enrollment training
• Open Enrollment planning
• Employees

One of the challenges a small or growing business faces is wearing too many hats at once. That is where our team steps in. We want to serve as a resource for your employees. We want to get to know them through annual and mid year education meetings, and throughout the year with service issues our team can remove from the HR managers plate.

Our Solutions for Employees

We know each employee has their own unique situations that arise during open enrollment and throughout the year. While we strive to provide each employee with the appropriate tools and contact info, we re always more than happy to directly assist them. Our team can assist them directly with some common issues that come up:

• Claims Issues
• Missing ID cards
• Can't find an in-network doctor
• Initial enrollment
• Selecting a plan that is right for them